The North Dakota records that decide what a home really costs and what the seller has to tell you: disclosure law, property-tax reset, the official registry, and the FEMA flood map — sourced, with the county offices that hold the files.
Check the records behind the address before you offer.
Check any address — free previewThe legal standard: Under N.D.C.C. 47-10-02.1, before final acceptance of a purchase agreement for a residential dwelling of four or fewer units the seller must provide a written disclosure of all material facts the seller is aware of that could adversely and significantly affect an ordinary buyer's use and enjoyment; when a broker is involved the commission form (SFN 62358) or a substantially similar form must be used.
Expect a written Seller's Property Condition Disclosure covering latent defects, general condition, environmental, structural and mechanical issues, based on what the seller actually knows. Note the statutory exemptions (for example court-ordered, foreclosure, family and new-construction transfers) and, from August 1, 2025, separate radon and HOA/condominium resale disclosures.
Our research did not confirm whether North Dakota law specifically requires flood-risk disclosure. Ask the seller directly, in writing, whether the home has ever flooded — and check the official flood map yourself (next section).
Sources: realestatend.org · sexoffender.nd.gov · tax.nd.gov · hoadocsdirect.com
North Dakota values property at true and full value each year and a sale does not reset or uncap anything, so the seller's bill is a fair guide subject to annual market revaluation and mill changes. There is no purchase-price step-up to budget for.
Homestead: The Homestead Property Tax Credit is available to homeowners age 65 or older or permanently and totally disabled with household income up to $70,000, reducing taxable value by up to 100% (maximum $9,000 of taxable value) at the lowest income bracket.
North Dakota Sex Offender Registry is run by North Dakota Office of Attorney General. Search it by the home's address before you offer — and search again before closing, because registry data changes as people move.
Open the official North Dakota registry
You can also search every state at once through the federal National Sex Offender Public Website (NSOPW). A CurbFacts report shows the registry count for the home's ZIP — the same public data, organized for the decision.
The only flood map that decides a lender's insurance requirement is FEMA's — the National Flood Hazard Layer behind the official FEMA flood map viewer. Listing sites license private models that can and do disagree with it; when they conflict, the FEMA map is the one your lender and insurer use.
Check the exact parcel, not the ZIP code: flood-zone boundaries cut through streets, and two houses side by side can sit in different zones.
NDCC 47-10-02.3, effective August 1, 2025, requires sellers of property subject to HOA or condominium rules to deliver a fifteen-item written disclosure within ten days of the purchase agreement, and the contract is voidable by the buyer until the documents are provided and for five days after receipt.
The current commission disclosure form (SFN 62358, revised 07/2025) states that beginning August 1, 2025 additional disclosure and documentation on radon is required under NDCC 47-10-02.2 - a point out-of-state buyers and older checklists miss.
What the North Dakota disclosure does and does not cover, section by section, and the questions it never answers.
Read the guideHow to run an address through the official North Dakota registry, and how to read what comes back.
Read the guideRecords live at the county level — assessor, recorder, permits. Pick the county for its records checklist.
Every CurbFacts report pulls the public records behind an address — flood determination, registry, tax reset, price history, permits, and what's planned nearby — and shows its sources.
Check any address — free preview