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CurbFacts state & county guides

Home-buying records, state by state

Disclosure law, tax resets, registries, and flood maps are set state by state. Pick a state for its rules — and the county offices that hold the records.

Alabama

caveat emptor (buyer beware) - no statutory seller disclosure form

Alabama buyer guide · 67 counties

Alaska

statutory disclosure form required, with limited exemptions and a written waiver option

Alaska buyer guide · 29 counties

Arizona

seller must disclose known material facts by law, but no single statutory disclosure form is mandated

Arizona buyer guide · 15 counties

Arkansas

caveat emptor (buyer beware) - no disclosure statute addressing the individual owner/seller

Arkansas buyer guide · 75 counties

California

statutory disclosure forms required

California buyer guide · 58 counties

Colorado

no single broad statutory disclosure form; common-law duty to disclose known latent defects plus targeted statutory disclosures, documented in practice on the Real Estate Commission form

Colorado buyer guide · 64 counties

Connecticut

statutory disclosure form required (Uniform Property Condition Disclosure Act), with listed exempt transfers

Connecticut buyer guide · 8 counties

Delaware

statutory disclosure form required (Buyer Property Protection Act), with listed exemptions

Delaware buyer guide · 3 counties

District of Columbia

disclosure statement by law

District of Columbia buyer guide · 1 counties

Florida

no statutory general seller disclosure form; duty to disclose known material defects comes from case law (Johnson v. Davis), plus specific statutory disclosures including a mandatory flood disclosure

Florida buyer guide · 67 counties

Georgia

caveat emptor (buyer beware) - no statute requires a general seller disclosure statement

Georgia buyer guide · 159 counties

Hawaii

Statutory disclosure statement required by law (HRS Chapter 508D, Mandatory Seller Disclosures in Real Estate Transactions)

Hawaii buyer guide · 5 counties

Idaho

Statutory disclosure form required (Idaho Property Condition Disclosure Act, Idaho Code 55-2501 et seq.), with listed exemptions

Idaho buyer guide · 44 counties

Illinois

Statutory disclosure form required (Residential Real Property Disclosure Act, 765 ILCS 77)

Illinois buyer guide · 102 counties

Indiana

Statutory disclosure form required (IC 32-21-5) for most 1-4 unit residential sales

Indiana buyer guide · 92 counties

Iowa

Seller disclosure statement required by law (Iowa Code chapter 558A), with minimum content set by administrative rule (Iowa Admin. Code 193E chapter 14)

Iowa buyer guide · 99 counties

Kansas

Caveat emptor (buyer beware): no state-mandated seller disclosure form; sellers must not commit fraud or conceal known defects, and licensed agents must disclose adverse material facts they actually know

Kansas buyer guide · 105 counties

Kentucky

Statutory disclosure form required when a licensed real estate licensee is compensated in the sale (KRS 324.360); some sales exempt

Kentucky buyer guide · 120 counties

Louisiana

Statutory disclosure document required (La. R.S. 9:3198) on a form prescribed by the Louisiana Real Estate Commission

Louisiana buyer guide · 64 counties

Maine

Seller disclosure statement required by law (33 M.R.S. 173) with statutorily listed content; exemptions under 33 M.R.S. 172

Maine buyer guide · 16 counties

Maryland

Statutory either/or: seller must deliver a disclosure statement OR a disclaimer statement on the state's combined form (Md. Code, Real Property 10-702); a disclaimer means the home is sold as-is except for known latent defects

Maryland buyer guide · 24 counties

Massachusetts

caveat emptor

Massachusetts buyer guide · 14 counties

Michigan

statutory form required

Michigan buyer guide · 83 counties

Minnesota

disclosure statement by law

Minnesota buyer guide · 87 counties

Mississippi

statutory form required

Mississippi buyer guide · 82 counties

Missouri

limited / caveat emptor

Missouri buyer guide · 115 counties

Montana

disclosure statement by law

Montana buyer guide · 56 counties

Nebraska

statutory form required

Nebraska buyer guide · 93 counties

Nevada

statutory form required

Nevada buyer guide · 17 counties

New Hampshire

limited

New Hampshire buyer guide · 10 counties

New Jersey

statutory form required

New Jersey buyer guide · 21 counties

New York

statutory form required

New York buyer guide · 62 counties

North Carolina

statutory form required

North Carolina buyer guide · 100 counties

North Dakota

statutory form required

North Dakota buyer guide · 53 counties

Ohio

statutory form required

Ohio buyer guide · 88 counties

Oklahoma

statutory form required

Oklahoma buyer guide · 77 counties

Oregon

statutory form required

Oregon buyer guide · 36 counties

Pennsylvania

statutory form required

Pennsylvania buyer guide · 67 counties

Rhode Island

statutory form required

Rhode Island buyer guide · 5 counties

South Carolina

statutory form required

South Carolina buyer guide · 46 counties

South Dakota

statutory form required

South Dakota buyer guide · 66 counties

Tennessee

disclosure statement by law

Tennessee buyer guide · 95 counties

Texas

statutory form required

Texas buyer guide · 254 counties

Virginia

caveat emptor

Virginia buyer guide · 134 counties

Washington

statutory form required

Washington buyer guide · 39 counties

West Virginia

caveat emptor

West Virginia buyer guide · 55 counties

Wisconsin

statutory form required

Wisconsin buyer guide · 72 counties

Wyoming

caveat emptor

Wyoming buyer guide · 23 counties

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